5 Ways to Reduce Your Medical Expenses
4. Hire a professional to use Medicare rates to your advantage
This involves a lot of research if you plan to do it yourself, so get hold of a professional who can get you the Medicare rate that doctors charge. Do the haggling bit before the procedure so you can go with a clear head and not worry too much about your hospital bills.
5. Be emotional
That does not mean you have to be honest with all your emotions. You would be angry and frustrated when the bill comes to you, but use it to your advantage. Instead of yelling, just explain it plainly to them as to how difficult it would be for you to cope up with a patient as well as the bills at the same time. Ask them if they can reduce the bill so you can at least have a little less stress about money.
Instead of worrying about bills at a later stage, try and get at least a basic insurance plan that would cover the medical needs of your family.