6 Cool Ways to Control Your Spending Habit
4. Hang out with friends who can hold you back
This can be really effective if you have couple of good friends who are well aware of your spending triggers. In fact, visiting your friends and chatting with them could be a great way to handle the urge to go out on a spending spree. Friends who can remind you of your mission will help in strengthening your resolve. Besides, isn’t it fun to hang out with friends instead of running around shopping malls?
5. Deal with cash
Ride or run to the ATM every time you need money. Instead of using credit cards or withdrawing too much money, keep what you need. This way, you are always kept away from impulsive buying. Without excess cash, you can use the laziness to head to the ATM each time, for your own good. Using cash helps you avoid credit card debt and high credit card interests too, which keep mounting up. In fact, your money will be safer in the savings account than in your wallet.
6. Play online games
No, it might not be a waste of time. It might save you a lot of money. If you are one of those, whose favorite pastime is to browse shopping sites online, the best alternative would be to play online. That way you will be too involved to browse through online shopping sites which tempt you with coupons, discounts and deals. It will help to subscribe to newsletters that make you read instead of newsletters that make you want to spend. Unsubscribe from coupon sites that constantly remind you of your shopping sprees and things that you can get for less.
