5 Signs You are a Victim of Identity Theft
4. You are denied loans
Have you been denied loans recently despite you following a healthy spending habit? Your poor credit rating might have happened due to someone stealing your identity and using your credit many times.
5. You notice fresh accounts on your credit report
Make it a habit to check your credit report regularly to ensure there are no unrecognizable accounts and other signs of identity theft. ID thieves might open new accounts in your name if they get your social security number. Similarly if you apply for credit and it gets declined, there can be something wrong, provided you stand the chance to get it.
So, the only way that you can save yourself from identity theft is by being extra careful. Never share your personal information with anyone. All your financial documents which are not in use should be destroyed. Check your bills and statements regularly and ensure you get a credit report yearly. Last but not the least, closely monitor your credit scores. Better safe than sorry.
