10 Ways to Deal with a Spendthrift Boyfriend
6. Do what you expect him to do
Set a good example for him and spend frugally yourself. Don’t buy too many pricey dresses for formal occasions. Just pick three luxurious ones, be creative and give them a different look every time you wear them. Never preach what you are not doing. Take him to the grocery shop and buy affordable household products instead of buying expensive ones. Let him see the efforts you are putting in for saving money and he will soon start spending carefully.
7. Appreciate whenever he spends carefully
Don’t forget to appreciate him when he makes a smart decision. For instance, if he tells you that he has bought a more affordable rug that can be embellished with ribbons or other decorative items then appreciate his idea. Use internet to find out the ways this rug can be beautified, make it prettier and support his idea.
8. Get rid of the temptations
Encourage your boyfriend to spend more carefully and help him do so. You can encourage your partner to get rid of all the extra credit cards and even on the one that he has. People having credit cards tend to spend more than people who pay for things by cash. Ask your bank to automatically deduct a specific amount of money in the joint account when a certain limit is crossed. Now put this money in a separate savings account that can’t be touched. Make sure that the bonuses, incentives and unexpected income go into the savings account. Encourage your boyfriend to pay via a check or in cash. He will definitely feel the crunch while counting the number of dollars he is giving in cash for his luxury.
9. Calculate the amount of money that can be saved
Add up the dollars that can be saved by making coffee at home instead of buying the same from a cafe. Do the same for other items that can be made at home without spending too much. Add up the amount and find out how much can be saved in a year. This idea is a real eye opener.
10. Find out the reason behind his spending habits
There might be an emotional or official problem behind his spending habits. People tend to find solace in luxurious items when they are not happy on the professional, personal or emotional level. Talk to him about his day each night and encourage him to share what he thinks about everyone at work. Don’t give him any advice until he asks for one. Just be a very good listener and then say, “So, can I do anything to make things better for you?” He will probable say, “No, I think I can handle it on my own.” Once you have heard that, just say, “Then let me make a cup of hot Cocoa to make your day a little better.” Don’t forget to kiss him on his forehead before he goes to sleep. Emotional fulfillment and love can make a man do everything for his woman.
